Peace of Money is an independent and fee-only financial planning firm based in Watertown and Newburyport, Massachusetts.
We've taken a fiduciary oath - we put your interests first at all times.
photo by jnshaumeyer
What is Financial Planning?
Working with a professional to define your goals, develop a plan, and implement the recommendations to live your best financial life. We can cover:
Estate Planning and Insurance
Eastern redbud tree
Peace of Money was founded in 1999 by Charlo Maurer with the goal of helping people with their financial concerns, truly hoping to bring clients greater peace of mind regarding their money. Vera Kelsey-Watts, CFP® joined the firm in 2012, sharing the our commitment to high quality and accessible advice. As co-owners, Vera and Charlo bring financial planning services in person to clients the Metrowest and the North Shore, and virtually to clients across the country. Learn more about our advisors...
Clients often initially seek out fee only financial planning due to a precipitating event: inheriting money, getting married or having a baby, approaching retirement, divorce, employment changes, a child going to college or home buying. Financial planning is a process of integrating and prioritizing your financial goals. In order to know how much house one can buy, you need to know how much you are spending per month. In order to invest an inheritance, you need to plan around short term and long term goals that these funds can support. It is important to pay down student loans, but that must be balanced with savings and other investment goals.
Retirement planning is critical for everyone and is a focus of planning with clients of all ages, ensuring that younger people are starting to save, that those in middle age are establishing a retirement plan, and that those in retirement are well set with a nest egg and an income stream that will support them throughout their life time. Learn more about our areas of expertise...
We offer financial planning through two services: hourly planning and asset management. Which one is right for me?
After the initial planning is completed, typically in one to three appointments, clients may then return for more planning in future months or years as circumstances change in their lives or to review investment portfolios and retirement plans. Given the guidance and support of an experienced advisor, clients will improve their financial health with easy step by step planning. Let's get started!
Peace of Money LLC (“Peace of Money”) is a Registered Investment Advisor offering advisory services in the State(s) of Massachusetts and New Hampshire and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Peace of Money in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Peace of Money, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.